What are your fees? Are they different for Private Pay versus Insurance patients?My Private Pay fees are different than my contracted rates with various Insurance companies. My Private Pay fees are:
How does health insurance work and is there anything I should know prior?
Individual Therapy (50 minutes): $180/session
Couples/relationship therapy (75 minutes): $240/session
Patients using Insurance, on the other hand, are only responsible only for their copay after any deductible is met. My office will bill your insurance for the balance of the fee. Co-pays and deductibles vary from one insurance plan to the next... Let me know if I can help clarify anything.
I'm an in-network provider for most health insurance companies: Aetna, Beacon Health Options, Anthem Blue Cross, Blue Shield of CA, most other Blue/Blue programs, Cigna Behavioral Health, Kaiser Permanente, Magellan Behavioral Health, and United HealthCare / OPTUM. I will collect a copay at the time of service and my office will bill your insurance company for payment beyond your copay.
How do I know if my health insurance offers mental health coverage and what the benefit entails?
Prior to looking for a therapist or scheduling an appointment, determine if you have mental health coverage through your insurance carrier. The first thing you should do is call them. The number should be on the back of your insurance card. Check your coverage carefully and make sure you understand their answers. Some helpful questions you can ask are:
- What are my mental health benefits?
- What is the coverage amount per therapy session?
- How many therapy sessions does my plan cover?
- How much does my insurance pay for an out-of-network provider?
- Is approval required from my primary care physician?
What information do insurance companies gather from you?
Confidentiality is one of the most important components between a client and psychotherapist. Successful therapy requires a high degree of trust with highly sensitive subject matter that is usually not discussed anywhere but the therapist's office. Keep in mind that insurance companies sometimes request information about you beyond a formal diagnosis. If you choose to use your insurance, you must consent to release of clinical information between myself and your insurance company.